Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Description of Service

Retiros de Zvaklurenatrx provides AI-assisted data analysis and decision-support tools intended to help investors evaluate information and streamline aspects of their workflow. The Service is provided for informational purposes only and does not constitute financial, investment, tax, or legal advice. Any decisions made based on outputs generated by the Service are made at your own discretion and risk.

3. Eligibility and Account Registration

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep that information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4. Subscription, Fees, and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be presented at the point of purchase. Unless otherwise stated, fees are non-refundable. We reserve the right to change our pricing with reasonable advance notice; continued use of the Service after a price change constitutes acceptance of the new pricing.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Reverse engineer, decompile, or attempt to extract the underlying models or source code of the Service;
• Upload or transmit malicious code, or attempt to interfere with the integrity or performance of the Service;
• Resell, sublicense, or redistribute the Service without our prior written consent;
• Use automated means to scrape or extract data from the Service beyond what is permitted by an authorized integration.

6. Intellectual Property

The Service, including its software, design, text, graphics, and other content (excluding data you provide), is owned by or licensed to Retiros de Zvaklurenatrx and is protected by intellectual property laws. These Terms do not grant you any ownership rights in the Service. We grant you a limited, non-exclusive, non-transferable license to access and use the Service for your own internal purposes, subject to these Terms.

7. User Content and Data

You retain ownership of any data, documents, or information you submit to the Service ("User Content"). You grant Retiros de Zvaklurenatrx a limited license to process, store, and analyze your User Content solely for the purpose of providing and improving the Service. You are solely responsible for ensuring you have the necessary rights to submit any User Content you provide.

8. Third-Party Services

The Service may integrate with or rely upon third-party tools, data sources, or services. Retiros de Zvaklurenatrx does not control and is not responsible for the accuracy, availability, or practices of third-party services, and your use of such services may be subject to separate terms.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Retiros de Zvaklurenatrx does not warrant that outputs generated by the Service will be accurate, complete, or suitable for any particular investment decision. You acknowledge that all investment decisions carry inherent risk and that you should seek independent professional advice before acting on any information provided by the Service.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Retiros de Zvaklurenatrx and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Our aggregate liability for any claim arising from these Terms or the Service shall not exceed the amount you paid to us for the Service during the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Retiros de Zvaklurenatrx and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. You may terminate your account at any time by discontinuing use of the Service and, where applicable, cancelling your subscription. Provisions that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

13. Changes to the Service and Terms

We may modify or discontinue any part of the Service at any time. We may also revise these Terms from time to time. If we make material changes, we will provide reasonable notice, such as by posting an updated version on this page with a revised effective date. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Retiros de Zvaklurenatrx operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by Retiros de Zvaklurenatrx on the Service, constitute the entire agreement between you and Retiros de Zvaklurenatrx regarding your use of the Service, superseding any prior agreements.

17. Contact

Questions about these Terms should be directed through the contact channels made available on our website.

This Terms of Service document is a general template provided for informational purposes and does not constitute legal advice. Retiros de Zvaklurenatrx recommends consulting a qualified attorney to tailor this document to your specific business and jurisdictional requirements.